防詐3要訣：不聽信、不操作、掛斷電話 
Money and Me: How to Make Your Finances Work Harder for You and Your Family
內容簡介
之所以稱為「個人理財」，是有原因的。
我們該如何運用自己的收入與財富，讓自己過得更幸福？是什麼驅動了我們的財務決策？我們又該如何看待退休生活與金融市場？
這些問題的答案，對每個人而言都不盡相同。
跟隨知名財經作家喬納森．克雷蒙展開一段發人深省的旅程，探索金錢與人生之間的深刻連結。在這本充滿思考的個人理財指南中，他談論了各式各樣的重要主題，包括有效的儲蓄與投資策略、良好的理財習慣，以及培養有意義的人際關係、追求個人幸福的人生智慧的中肯建議。
《Money and Me》充滿智慧、幽默與情感，結合了克雷蒙為 HumbleDollar 撰寫的文章，以及許多來自他個人生命經歷的深刻故事。他也分享了自己被診斷出罹患末期癌症後的心路歷程，以及這件事如何影響他後續的財務決策。
無論你的年齡或人生處境如何，都能將他的智慧應用到自己的理財方式中，並一步步朝著自己與家人財務自由的目標邁進。
It's called personal finance for a reason.
How can we use our income and wealth to make ourselves happier? What drives our financial decisions? How should we think about retirement and the financial markets?
The answers to these questions vary for each of us.
Join renowned financial writer Jonathan Clements on a fascinating journey to explore the connection between money and the rest of our lives. In this thoughtful guide to personal finance, he covers a wealth of topics including effective savings and investing strategies, good financial habits, as well as insightful life lessons and sage advice for nurturing meaningful relationships and personal happiness.
Full of wisdom, humour and sentiment, Money and Me combines the articles Jonathan wrote for HumbleDollar with deeply personal anecdotes from his own life. He shares his reflections upon receiving a terminal cancer diagnosis and the subsequent financial decisions it prompted.
No matter your age or situation, you will be able to apply his wisdom to your own financial practices, and strive ever closer to the goal of financial freedom for yourself and your family.
各界推薦
In Money and Me, longtime Wall Street Journal columnist Jonathan Clements pieces together his most important lessons on wealth. Compiled following his terminal cancer diagnosis, this book is an honest guide to both financial success and how to live a meaningful life. -- Nick Maggiulli, bestselling author, Just Keep Buying and The Wealth Ladder
Faced with a fatal diagnosis, in his final months Jonathan Clements seamlessly connected financial health with personal fulfillment and produced this compelling roadmap to a financial and personal life well lived. -- William J. Bernstein, bestselling author, The Four Pillars of Investing
To devoted readers like me, who hung on every word and did what we were told, Jonathan was a patron saint of fiscal prudence. -- Ron Lieber, Your Money columnist, NYT, and author, The Price You Pay For College
作者介紹
Jonathan Clements was the founder and editor of personal-finance website HumbleDollar.com. Born in England and educated at Cambridge University, he spent almost 20 years at The Wall Street Journal in New York, where he was the newspaper's personal finance columnist, and six years at Citigroup, where he was director of financial education for the bank's U.S. wealth management arm. Jonathan wrote, edited and contributed to numerous personal-finance books, including the award-winning How to Think About Money and Money and Me.
規格
退貨說明
退貨須知：
- 依照消費者保護法的規定，您享有商品貨到次日起七天猶豫期(含例假日)的權益(請注意！猶豫期非試用期)，辦理退貨之商品必須是全新狀態(不得有刮傷、破損、受潮)且需完整(包含全部商品、配件、原廠內外包裝、贈品及所有附隨文件或資料的完整性等)。
- 請您以送貨廠商使用之包裝紙箱將退貨商品包裝妥當，若原紙箱已遺失，請另使用其他紙箱包覆於商品原廠包裝之外，切勿直接於原廠包裝上黏貼紙張或書寫文字。若原廠包裝損毀將可能被認定為已逾越檢查商品之必要程度，本公司得依毀損程度扣除回復原狀必要費用(整新費)後退費；請您先確認商品正確、外觀可接受，再行拆封，以免影響您的權利；若為產品瑕疵，本公司接受退貨。
依「通訊交易解除權合理例外情事適用準則」，下列商品不適用七日猶豫期，除產品本身有瑕疵外，不接受退貨：
- 易於腐敗、保存期限較短或解約時即將逾期。(如:生鮮蔬果、乳製品、冷凍冷藏食材、蛋糕)
- 依消費者要求所為之客製化給付。(如:客製印章、鋼筆刻字)
- 報紙、期刊或雜誌。
- 經消費者拆封之影音商品或電腦軟體。
- 非以有形媒介提供之數位內容或一經提供即為完成之線上服務，經消費者事先同意始提供。(如:電子書)
- 已拆封之個人衛生用品。(如:內衣褲、襪類、褲襪、刮鬍刀、除毛刀等貼身用品)
- 國際航空客運服務。
若您退貨時有下列情形，可能被認定已逾越檢查商品之必要程度而須負擔為回復原狀必要費用(整新費)，或影響您的退貨權利，請您在拆封前決定是否要退貨：
- 以數位或電磁紀錄形式儲存或著作權相關之商品(包含但不限於CD、VCD、DVD、電腦軟體等) 包裝已拆封者(除運送用之包裝以外)。
- 耗材(包含但不限於墨水匣、碳粉匣、紙張、筆類墨水、清潔劑補充包等)之商品包裝已拆封者(除運送用之包裝以外)。
- 衣飾鞋類/寢具/織品(包含但不限於衣褲、鞋子、襪子、泳裝、床單、被套、填充玩具)或之商品缺件(含購買商品、附件、內外包裝、贈品等)或經剪標或下水或商品有不可回復之髒污或磨損痕跡。
- 食品、美容/保養用品、內衣褲等消耗性或個人衛生用品、商品銷售頁面上特別載明之商品已拆封者(除運送用之包裝外一切包裝、包括但不限於瓶蓋、封口、封膜等接觸商品內容之包裝部分)或已非全新狀態(外觀有刮傷、破損、受潮等)與包裝不完整(缺少商品、附件、原廠外盒、保護袋、配件紙箱、保麗龍、隨貨文件、贈品等)。
- 家電、3C、畫作、電子閱讀器等商品，除商品本身有瑕疵外，退回之商品已拆封(除運送用之包裝外一切包裝、包括但不限於封膜等接觸商品內容之包裝部分、移除封條、拆除吊牌、拆除貼膠或標籤等情形)或已非全新狀態(外觀有刮傷、破損、受潮等)與包裝不完整(缺少商品、附件、原廠外盒、保護袋、配件紙箱、保麗龍、隨貨文件、贈品等)。
- 退貨程序請參閱【客服專區→常見問題→誠品線上退貨退款】之說明。
