防詐3要訣：不聽信、不操作、掛斷電話 
Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together
MONEY HONEY
內容簡介
**UPDATED SEPTEMBER 2020, now including a foreword by Paula Pant of Afford Anything **Adulting is hard, especially when it comes to money management... but it doesn't have to be.What if one book could dramatically change the way you think about money? What if you could finally do the things you know you should be doing but haven't yet, like creating a budget, paying down debt, and investing in the stock market? What if you could finally learn about finance without your eyes glazing over?In Money Honey: A Simple 7-Step Guide for Getting Your Financial $hit Together, bestselling author and former financial advisor Rachel Richards achieves the impossible by bringing humor and sass to the dreaded subject of personal finance. An avid investor and business owner, Rachel talks straight about how to attain financial freedom.You'll find no shortage of valuable nuggets in this tough-love guide that will teach you how to: Double your income and halve your expensesConsolidate your student loans and lower your interest rateGet a bombproof credit scoreOpen a brokerage account and make a trade so that you can start investing in the stock marketAllocate your money between debt payoff, short-term savings, and retirement...and lots more You will also learn: Rachel's 7-step process for getting your financial $hit togetherThe 4-Bucket Savings StrategyThe answers to 12 of the most commonly-asked finance questionsThe 4 Golden Rules for InvestingPLUS, you'll also get free instant access to Rachel's budgeting and net worth worksheets to boost your money management efforts.Applicable in 2020 and beyond, Money Honey is perfect for beginners. Get this book as a birthday gift, Christmas present, or graduation gift for the struggling millennial or young adult in your life... or better yet, treat yourself If you're ready to whip your finances into shape and have fun while doing so, this book is for you.So take the next step in your journey to financial freedom by clicking the "Buy Now" button at the top of the page
作者介紹
Rachel Richards is an investor, business owner, former financial advisor, and author. She's helped countless people transform their lives with her book, "Money Honey: A Simple 7-Step Guide for Getting Your Financial $hit Together." Growing up in a household on a strict budget motivated Rachel to learn everything she could about money management from a young age. Rachel began investing in the stock market at age 18. She majored in Financial Economics at Centre College, a small private liberal arts school costing over $40,000 per year. Her entrepreneurial spirit drove her to begin selling Cutco to fund her college education completely by herself. She graduated in three short years at age 20, with zero debt. Transitioning to a career as a financial advisor came naturally for Rachel. She loved helping her clients invest in the stock market, pay off debt, and grow their wealth. Rachel has also worked as a finance manager for a real estate investment firm, and a financial analyst for a global manufacturing corporation. Her passion remains helping individuals get their money in order and achieve financial freedom. Rachel would love to hear from you. Email her at MoneyHoneyRachel@gmail.com and sign up for her free budgeting worksheets at http: //eepurl.com/c1ro7H.
規格
退貨說明
退貨須知：
- 依照消費者保護法的規定，您享有商品貨到次日起七天猶豫期(含例假日)的權益(請注意！猶豫期非試用期)，辦理退貨之商品必須是全新狀態(不得有刮傷、破損、受潮)且需完整(包含全部商品、配件、原廠內外包裝、贈品及所有附隨文件或資料的完整性等)。
- 請您以送貨廠商使用之包裝紙箱將退貨商品包裝妥當，若原紙箱已遺失，請另使用其他紙箱包覆於商品原廠包裝之外，切勿直接於原廠包裝上黏貼紙張或書寫文字。若原廠包裝損毀將可能被認定為已逾越檢查商品之必要程度，本公司得依毀損程度扣除回復原狀必要費用(整新費)後退費；請您先確認商品正確、外觀可接受，再行拆封，以免影響您的權利；若為產品瑕疵，本公司接受退貨。
依「通訊交易解除權合理例外情事適用準則」，下列商品不適用七日猶豫期，除產品本身有瑕疵外，不接受退貨：
- 易於腐敗、保存期限較短或解約時即將逾期。(如:生鮮蔬果、乳製品、冷凍冷藏食材、蛋糕)
- 依消費者要求所為之客製化給付。(如:客製印章、鋼筆刻字)
- 報紙、期刊或雜誌。
- 經消費者拆封之影音商品或電腦軟體。
- 非以有形媒介提供之數位內容或一經提供即為完成之線上服務，經消費者事先同意始提供。(如:電子書)
- 已拆封之個人衛生用品。(如:內衣褲、襪類、褲襪、刮鬍刀、除毛刀等貼身用品)
- 國際航空客運服務。
若您退貨時有下列情形，可能被認定已逾越檢查商品之必要程度而須負擔為回復原狀必要費用(整新費)，或影響您的退貨權利，請您在拆封前決定是否要退貨：
- 以數位或電磁紀錄形式儲存或著作權相關之商品(包含但不限於CD、VCD、DVD、電腦軟體等) 包裝已拆封者(除運送用之包裝以外)。
- 耗材(包含但不限於墨水匣、碳粉匣、紙張、筆類墨水、清潔劑補充包等)之商品包裝已拆封者(除運送用之包裝以外)。
- 衣飾鞋類/寢具/織品(包含但不限於衣褲、鞋子、襪子、泳裝、床單、被套、填充玩具)或之商品缺件(含購買商品、附件、內外包裝、贈品等)或經剪標或下水或商品有不可回復之髒污或磨損痕跡。
- 食品、美容/保養用品、內衣褲等消耗性或個人衛生用品、商品銷售頁面上特別載明之商品已拆封者(除運送用之包裝外一切包裝、包括但不限於瓶蓋、封口、封膜等接觸商品內容之包裝部分)或已非全新狀態(外觀有刮傷、破損、受潮等)與包裝不完整(缺少商品、附件、原廠外盒、保護袋、配件紙箱、保麗龍、隨貨文件、贈品等)。
- 家電、3C、畫作、電子閱讀器等商品，除商品本身有瑕疵外，退回之商品已拆封(除運送用之包裝外一切包裝、包括但不限於封膜等接觸商品內容之包裝部分、移除封條、拆除吊牌、拆除貼膠或標籤等情形)或已非全新狀態(外觀有刮傷、破損、受潮等)與包裝不完整(缺少商品、附件、原廠外盒、保護袋、配件紙箱、保麗龍、隨貨文件、贈品等)。
- 退貨程序請參閱【客服專區→常見問題→誠品線上退貨退款】之說明。
