內容簡介
內容簡介 Thirteenth Edition now covers global topics ranging from natural disasters and terrorism, to domestic issues like the ever-evolving Affordable Care Act and Healthcare Reform. Principles of Risk Management and Insurance sets itself apart by placing primary emphasis on insurance consumers and blends basic risk management and insurance principles with consumer considerations, allowing students to apply basic concepts to their own personal risk management and insurance programs.
產品目錄
產品目錄 PART I: BASIC CONCEPTS IN RISK MANAGEMENT AND INSURANCECh 1 Risk and Its TreatmentCh 2 Insurance and RiskCh 3 Introduction to Risk ManagementCh 4 Enterprise Risk Management and Related TopicsPART II: THE PRIVATE INSURANCE INDUSTRYCh 5 Types of Insurers and Marketing SystemsCh 6 Insurance Company OperationsCh 7 Financial Operations of InsurersCh 8 Government Regulation of InsurancePART III: LEGAL PRINCIPLES IN RISK AND INSURANCECh 9 Fundamental Legal PrinciplesCh10 Analysis of Insurance ContractsPART IV: LIFE AND HEALTH RISKSCh11 Life InsuranceCh12 Life Insurance Contractual ProvisionsCh13 Buying Life InsuranceCh14 Annuities and Individual Retirement AccountsCh15 Healthcare Reform: Individual Health Insurance CoveragesCh16 Employee Benefits: Group Life and Health InsuranceCh17 Employee Benefits: Retirement PlansCh18 Social InsurancePART V: PERSONAL PROPERTY AND LIABILITY RISKSCh19 The Liability RiskCh20 Auto InsuranceCh21 Auto Insurance, Part IICh22 Homeowners Insurance, Section ICh23 Homeowners Insurance, Section IICh24 Other Property and Liability Insurance CoveragesPART VI: COMMERCIAL PROPERTY AND LIABILITY RISKSCh25 Commercial Property InsuranceCh26 Commercial Liability InsuranceCh27 Crime Insurance and Surety Bonds