The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life | 誠品線上

The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life

作者 尼克.馬朱利
出版社 PENGUIN BOOKS LTD.
商品描述 The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life:你是否有這種感覺:工作更努力,花得更少,卻依然看不到財務上的進展?如果是,那問題可能

內容簡介

內容簡介 你是否有這種感覺:工作更努力,花得更少,卻依然看不到財務上的進展?如果是,那問題可能不在於你不夠努力,而是方法錯了。《財富階梯》不是快速致富的神話,也不是萬用的財務配方,而是一套全新、分層次的財富建構框架。在這個利率波動、職涯多變、慾望不斷進化的世界裡,財務策略也必須跟上節奏。本書將財富劃分為六個明確階段,每一階段都有其專屬策略。你會學到如何根據自身所處的階段,精準地處理支出、收入、投資與風險控管。不再盲目跟風,而是做出更聰明的選擇、減少財務焦慮,並為自己清晰地鋪出向上的路徑。重點不在於努力多少,而在於在正確的時間採取正確的策略。 無論你現在在哪一個階段,《財富階梯》都能幫你明確知道下一步該專注在哪裡。唯一的問題是:你準備好開始往上爬了嗎?From the author of Just Keep Buying, a groundbreaking new framework for building wealthDo you feel stuck financially? Are you working more, trying to spend less, yet still not seeing results? If so, the issue isn't your effort--it's your approach.This is where The Wealth Ladder comes in. It's not a get-rich-quick scheme or a one-size-fits-all solution to your money problems. It's a new philosophy for thinking about money altogether.In a world where interest rates shift, careers take new turns, and desires evolve, our financial strategy must keep up. This is why The Wealth Ladder breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won't cut it at Level 6--and vice versa. You'll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. The result? Smarter choices, less stress, and a clear path upward.Because building wealth isn't just about hard work--it's about applying the right strategy at the right time to focus on what matters most.Fortunately, you won't need to guess on where to focus next because The Wealth Ladder has the answer. The only question left is: Are you ready to climb it?

各界推薦

各界推薦 Tiffany "The Budgetnista" Aliche,《紐約時報》暢銷書作者:「這本書重新定義我們如何思考金錢,從每個人所處的位置出發,無論你是在打基礎還是已擁有千萬資產,Nick Maggiulli 都為你打造了一本可終身依靠的財務指南。作為一位致力於財務整全的倡導者,我特別欣賞本書同時探討財富的機會與侷限。若你想實現財務目標,並與金錢建立健康關係,《財富階梯》就是你需要的書。」Scott Galloway,紐約大學史登商學院教授,《財富公式》作者:「人生不同階段需要不同的金錢觀念,我是靠嘗試錯誤學來的。而你只需要讀這本精彩的書就行了。」Annie Duke,《決斷思維》作者:「《財富階梯》精彩地指出,金錢成功不在於一個完美選擇,而是一連串有策略的決策。Maggiulli 提供了獨特的思維框架,幫助讀者評估各種選項,並不忽略選擇的代價。這本書誠實、務實,不僅改善你對金錢的掌握,也改善你對生活的選擇方式。」Dr. Paris Woods,《The Black Girl’s Guide to Financial Freedom》作者:「Nick Maggiulli 巧妙地將複雜的財務原則轉化為可實踐的逐步指引。《財富階梯》是一本幫助你突破財務限制、邁向豐盛未來的必讀之作。不只是賺錢,更是有意識地行動。」Seth Stephens-Davidowitz,《Everybody Lies》作者:「Nick Maggiulli 又一次做到了!《財富階梯》結合深入數據分析與清晰建議,幫助你不僅增長財富,還理解哪一層的財富最可能帶來真正的幸福。」Christine Benz,晨星個人理財主管,《How to Retire》作者:「別再相信『一體適用』的理財建議。《財富階梯》提供一個清晰有力的框架,幫助你依個人情況設定財務優先順序,打造真正適合自己的理財計畫。」Lawrence Yeo,More to That 創辦人、作家與插畫家:「這是我讀過最全面、最易懂的財富建立指南。Nick Maggiulli 擅長將理性數據與引人共鳴的故事結合,《財富階梯》正是這項天賦的完美展現。」William Bernstein,《投資四大支柱》作者、Efficient Frontier Advisors 共同創辦人:「Nick Maggiulli 在《財富階梯》中運用極佳的敘事技巧,不僅描繪如何提升個人財富,也誠實呈現那條路上可能帶來的人性代價。強烈推薦。」Review"The Wealth Ladder beautifully reframes how we think about money by meeting people where they are. Whether you're struggling with the basics or managing millions, Nick Maggiulli has created an inclusive guide that you can rely on throughout your life. As someone dedicated to financial wholeness, I also appreciate how this book addresses both the opportunities and the limitations surrounding wealth. If you want to reach your financial goals while having a healthy relationship with money, The Wealth Ladder is the book for you."--Tiffany "The Budgetnista" Aliche, New York Times bestselling author"Different stages in life require different ways of thinking about money. I learned that by trial and error. All you need to do is read Nick Maggiulli's excellent book." --Scott Galloway, professor at NYU's Stern School of Business, Prof G Markets podcast host, and bestselling author of The Algebra of Wealth"The Wealth Ladder brilliantly argues that success with money isn't about one perfect choice, but a series of well-calibrated decisions over time. Nick Maggiulli has created a unique framework that empowers readers to evaluate their options without ignoring the costs often associated with them. It's a refreshingly honest guide that will improve not just how you manage your money but how you make decisions about what truly matters." --Annie Duke, bestselling author of Thinking in Bets"Nick Maggiulli masterfully distills complex financial principles into a practical, step-by-step guide. The Wealth Ladder is a must read for anyone looking to break free from financial limitations and build a future of abundance. It's not just about making money--it's about moving with intention at every level." --Dr. Paris Woods, author of The Black Girl's Guide to Financial Freedom"Nick Maggiulli has done it again. In The Wealth Ladder, he combines deep data analysis with clear, actionable insights to help you grow your wealth--and understand which level of wealth is most likely to make you happy." --Seth Stephens-Davidowitz, New York Times bestselling author of Everybody Lies"Forget one-size-fits-all personal finance guidance. The Wealth Ladder provides a wonderful framework for setting financial priorities and crafting a financial plan that will fit each of its readers like a glove." --Christine Benz, director of personal finance at Morningstar, and bestselling author of How to Retire"The Wealth Ladder is the most comprehensive and accessible guide to wealth creation I've ever read. Nick Maggiulli has a gift for blending the rational world of data with the connective power of storytelling, and does so seamlessly with this incredible book." --Lawrence Yeo, author and illustrator at More to That"Few financial storytellers can match Nick Maggiulli's eye for narrative; in The Wealth Ladder, he applies that skill to not only lay out the route to ever higher levels of personal wealth but also to describe their occasionally fearsome human costs. Highly recommend." --William Bernstein, cofounder of Efficient Frontier Advisors and bestselling author of The Four Pillars of Investing

作者介紹

作者介紹 關於作者:尼克.馬朱利(Nick Maggiulli)尼克.馬朱利是 Ritholtz Wealth Management 的營運長兼資料科學家,負責監督整個公司的營運流程,並提供商業智能相關洞察。他同時是個人理財與數據分析網站 OfDollarsAndData.com 的創辦人,該網站深入探討數據與財務決策之間的關係。他的首本著作《Just Keep Buying》廣受歡迎,而新作《The Wealth Ladder》延續其以數據為核心、實用為導向的風格,提供清晰易行的財富成長策略。他的作品曾登上《華爾街日報》、CNBC、《洛杉磯時報》等主流媒體。尼克畢業於史丹佛大學經濟系,現居紐約大都會區。他擅長將複雜的財經概念轉化為一般讀者也能理解與應用的工具,是當代備受推崇的理財意見領袖之一。Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management, where he oversees operations across the firm and provides insights on business intelligence. He is also the author of Just Keep Buying, his first book, and OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. His work has been featured in The Wall Street Journal, CNBC, and The Los Angeles Times. Mr. Maggiulli graduated from Stanford University with a degree in Economics and currently resides in the New York City metropolitan area.

商品規格

書名 / The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life
作者 / 尼克.馬朱利
簡介 / The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life:你是否有這種感覺:工作更努力,花得更少,卻依然看不到財務上的進展?如果是,那問題可能
出版社 / PENGUIN BOOKS LTD.
ISBN13 / 9781529945904
ISBN10 /
EAN / 9781529945904
誠品26碼 / 2682914010009
頁數 / 256
裝訂 / P:平裝
語言 / 3:英文
尺寸 / 13.97 x 1.59 x 20.96 cm
級別 / N:無
提供維修 /

最佳賣點

最佳賣點 : 工作更努力,花得更少,卻依然看不到財務上的進展?如果是,那問題可能不在於你不夠努力,而是方法錯了。最實用、最貼近現實的財富成長指南。不論你是理財新手還是資產累積者,本書將為你提供明確、可執行的策略,幫助你一步步走上屬於自己的財務自由之路。

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